So, can a Budget Planner REALLY help me? [Final thoughts]

I have come to the end of my budgeting experiment. See my prior posts HERE, HERE, HERE... I learned quite a bit about myself by using that little Walmart budget planner. Forcing myself to write out everything I spent held me accountable to my goals of minimizing my purchases, condensing purchases when necessary, prioritizing my… Continue reading So, can a Budget Planner REALLY help me? [Final thoughts]

But seriously: Can I get by without an emergency fund?

A dramatization of stress If you have been following my more recent posts, they relate to budgeting, money-management, and learning more about my personal relationship with money. The importance of an emergency fund is no joke. However, according to Next Advisor, 40% of Americans do not even have the funds to cover a $400 emergency,… Continue reading But seriously: Can I get by without an emergency fund?

Relationships in my 30’s: How is it I’m finding myself but losing others?

Later this year, I turn 38 - my 20th year high school reunion, if we were to have one. While I feel as if I know less and less about life the older I get...I do know that since nearing my mid-30's, I am cautious about meeting new people. I like that word - "cautious",… Continue reading Relationships in my 30’s: How is it I’m finding myself but losing others?

Is Financial Freedom an achievable goal for the average person?

If the title piqued your interest and you were hoping I would have all the secrets...that may very well be in someone else's blog! I don't believe the answer is the true point. Instead, I think the point lies in what I get to learn about myself during the journey. In the short span of… Continue reading Is Financial Freedom an achievable goal for the average person?

April Review: What did I learn? What can I improve in May?

I have been looking forward to writing this post because I felt very good about April. Was it perfect? No. Have I learned everything I hoped to? Also no. Did I feel like I did my best? Yes. Before I delve into the details of my April budget tracking, I would like to admit I… Continue reading April Review: What did I learn? What can I improve in May?

Mid-Month Check in: Can a Budget Tracker Really Get me on…Track?

It's April 15th - I am halfway through my first month of tracking my expenses using a budgeting journal. The purpose of this exercise is to examine how I am spending my money to see if I can curb my impulses and bolster my savings. So far, I have noticed two things about my habits:… Continue reading Mid-Month Check in: Can a Budget Tracker Really Get me on…Track?

Can a Budget Tracker really get me on…track?

With nearly 2/3 of Americans living paycheck to paycheck (myself included), when I saw this budget planner, I knew I could not leave Walmart without it. ...and therein lies a big problem for me that the pandemic has amplified - I've been indulging as opposed to dedicated. I treat myself generously with my "wants" without… Continue reading Can a Budget Tracker really get me on…track?

Social Media Influencers ~ Insipid or Inspiring?

An influencer is someone who has: the power to affect the purchasing decisions of others because of his or her authority, knowledge, position, or relationship with his or her audience.a following in a distinct niche, with whom he or she actively engages. The size of the following depends on the size of his/her topic of the… Continue reading Social Media Influencers ~ Insipid or Inspiring?

Personal Reflection: doing less and the meaning of life.

I would like to start this piece by thanking my followers and my readers. I have not been dedicated to updating this blog regularly due to other tasks requiring my attention; yet you're still here! Thank you for your support. I have been slowing down, acknowledging that my energy is finite. Around Thanksgiving, I wrote… Continue reading Personal Reflection: doing less and the meaning of life.

Do New Year’s Resolutions Really Matter?

The Cambridge Dictionary defines a New Year's Resolution as "a promise that you make to yourself to start doing something good or stop doing something bad on the first day of the year." The importance of resolutions for the upcoming year falls on the individual; one is either into it, scoffing at it, or indifferent. While setting goals can provide a sense of purpose and accomplishment,… Continue reading Do New Year’s Resolutions Really Matter?