How do I get through the loss of a parent?

In my last post, I shared that my mother passed away. I have been plodding along at a slower pace since then and although I have my moments of sadness and anger (the latter being in situations that do not generally call for it), I feel I am doing pretty well. My counselor had suggested… Continue reading How do I get through the loss of a parent?

Life Happens: How do I know when it’s time for a new career?

The turn into 2021 suggested a cosmic shift for me. I recall feeling that big things were going to happen this year, the largest of which would be the saddest - the passing of my mother. We had no way of knowing in January that it was going to happen (and it happened 11 days… Continue reading Life Happens: How do I know when it’s time for a new career?

So, can a Budget Planner REALLY help me? [Final thoughts]

I have come to the end of my budgeting experiment. See my prior posts HERE, HERE, HERE... I learned quite a bit about myself by using that little Walmart budget planner. Forcing myself to write out everything I spent held me accountable to my goals of minimizing my purchases, condensing purchases when necessary, prioritizing my… Continue reading So, can a Budget Planner REALLY help me? [Final thoughts]

But seriously: Can I get by without an emergency fund?

A dramatization of stress If you have been following my more recent posts, they relate to budgeting, money-management, and learning more about my personal relationship with money. The importance of an emergency fund is no joke. However, according to Next Advisor, 40% of Americans do not even have the funds to cover a $400 emergency,… Continue reading But seriously: Can I get by without an emergency fund?

Relationships in my 30’s: How is it I’m finding myself but losing others?

Later this year, I turn 38 - my 20th year high school reunion, if we were to have one. While I feel as if I know less and less about life the older I get...I do know that since nearing my mid-30's, I am cautious about meeting new people. I like that word - "cautious",… Continue reading Relationships in my 30’s: How is it I’m finding myself but losing others?

Is Financial Freedom an achievable goal for the average person?

If the title piqued your interest and you were hoping I would have all the secrets...that may very well be in someone else's blog! I don't believe the answer is the true point. Instead, I think the point lies in what I get to learn about myself during the journey. In the short span of… Continue reading Is Financial Freedom an achievable goal for the average person?

April Review: What did I learn? What can I improve in May?

I have been looking forward to writing this post because I felt very good about April. Was it perfect? No. Have I learned everything I hoped to? Also no. Did I feel like I did my best? Yes. Before I delve into the details of my April budget tracking, I would like to admit I… Continue reading April Review: What did I learn? What can I improve in May?

Mid-Month Check in: Can a Budget Tracker Really Get me on…Track?

It's April 15th - I am halfway through my first month of tracking my expenses using a budgeting journal. The purpose of this exercise is to examine how I am spending my money to see if I can curb my impulses and bolster my savings. So far, I have noticed two things about my habits:… Continue reading Mid-Month Check in: Can a Budget Tracker Really Get me on…Track?

Can a Budget Tracker really get me on…track?

With nearly 2/3 of Americans living paycheck to paycheck (myself included), when I saw this budget planner, I knew I could not leave Walmart without it. ...and therein lies a big problem for me that the pandemic has amplified - I've been indulging as opposed to dedicated. I treat myself generously with my "wants" without… Continue reading Can a Budget Tracker really get me on…track?

Social Media Influencers ~ Insipid or Inspiring?

An influencer is someone who has: the power to affect the purchasing decisions of others because of his or her authority, knowledge, position, or relationship with his or her audience.a following in a distinct niche, with whom he or she actively engages. The size of the following depends on the size of his/her topic of the… Continue reading Social Media Influencers ~ Insipid or Inspiring?