So, can a Budget Planner REALLY help me? [Final thoughts]

I have come to the end of my budgeting experiment. See my prior posts HERE, HERE, HERE... I learned quite a bit about myself by using that little Walmart budget planner. Forcing myself to write out everything I spent held me accountable to my goals of minimizing my purchases, condensing purchases when necessary, prioritizing my… Continue reading So, can a Budget Planner REALLY help me? [Final thoughts]

But seriously: Can I get by without an emergency fund?

A dramatization of stress If you have been following my more recent posts, they relate to budgeting, money-management, and learning more about my personal relationship with money. The importance of an emergency fund is no joke. However, according to Next Advisor, 40% of Americans do not even have the funds to cover a $400 emergency,… Continue reading But seriously: Can I get by without an emergency fund?

April Review: What did I learn? What can I improve in May?

I have been looking forward to writing this post because I felt very good about April. Was it perfect? No. Have I learned everything I hoped to? Also no. Did I feel like I did my best? Yes. Before I delve into the details of my April budget tracking, I would like to admit I… Continue reading April Review: What did I learn? What can I improve in May?

Mid-Month Check in: Can a Budget Tracker Really Get me on…Track?

It's April 15th - I am halfway through my first month of tracking my expenses using a budgeting journal. The purpose of this exercise is to examine how I am spending my money to see if I can curb my impulses and bolster my savings. So far, I have noticed two things about my habits:… Continue reading Mid-Month Check in: Can a Budget Tracker Really Get me on…Track?

Can a Budget Tracker really get me on…track?

With nearly 2/3 of Americans living paycheck to paycheck (myself included), when I saw this budget planner, I knew I could not leave Walmart without it. ...and therein lies a big problem for me that the pandemic has amplified - I've been indulging as opposed to dedicated. I treat myself generously with my "wants" without… Continue reading Can a Budget Tracker really get me on…track?